Sarah A. Loble
Crowley Fleck PLLP
Phone:(406) 449-4165
Address: 900 N. Last Chance Gulch, Suite 200
Helena, MT 59601

Membership: Professional Affiliations•Washington State Bar Association•State Bar of Montana
University: University of Washington with Phi Beta Kappa honors, B.A. in English, 1993, University of Montana, J.D., 1997
Admitted: 1997, Washington; 2006, Montana
Biography: I have practiced ERISA law for over 15 years, beginning my career at Davis Wright Tremaine LLP, a large Seattle-based law firm. Today, my legal practice focuses on ERISA, the Affordable Care Act (ACA), and health and welfare benefit plan compliance. I am proud to be a recent addition to the American Bar Association's Joint Committee of Employee Benefits (JCEB) and a Vice-Chair of the Health Care Section's Employee Benefits Group. In my day-to-day practice, I spend a lot of time studying regulations and collaborating with fellow ERISA attorneys from around the U.S. in order to stay on the cutting edge of Health Care Reform laws. In addition to helping my clients simply keep up with these ever-changing laws, I enjoy strategizing with them to come up with creative ways to manage compliant and successful benefit programs in the workplace. I regularly advise about wrap plan structure and administration, cafeteria plan funding, full and partial employer self-funding implications, trust and tax-exempt VEBA requirements, and appropriate reporting and disclosure for all plan types. I have clients in and out of Montana, some with only a few employees and some with 500+ employees. I work closely with several multiple employer / MEWA plans operating in Montana and in nearby states. Periodically, I advise about deferred compensation and Code Section 409A issues, assist health care providers with ERISA plan reimbursement issues, and help work through benefits issues in Merger & Acquisitions. I enjoy providing training and education, particularly in HIPAA, ERISA and ACA matters. In addition to being a partner at Crowley, I am also the firm's HIPAA Privacy Officer, Chair of the Benefits Committee and managing partner of the Helena office. Awards and Honors•Montana Law Review - Co-Editor in Chief Prior Experience•December, 1997 - June, 2002, Davis Wright Tremaine LLP; •ERISA/Employee Benefits