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Missouri SR-22 Guidelines

A Hardship Driver’s License in the State of Missouri, also known as a Limited Driving Privilege, typically allows the license holder to drive to and from work. The Missouri court system will determine whether you need a certificate of financial responsibility, also called an SR-22 insurance policy. We recommend speaking with an attorney about the length of time you will need to carry an SR-22 insurance policy. The typical term is maintaining a policy for 2-3 years. It could possibly call for the policy to last 5-10 years. It is mandatory to maintain the SR-22 coverage during the time frame that the court mandates. If the policy lapses or cancels for any reason your license will be suspended again, and typically will have to start the process all over again. Below we have included information from the State of Missouri to assist you with this process.

State of Missouri Limited Driving Privilege Form

Missouri Legal Liability Car Insurance and SR-22 Minimum Limits
$25,000 bodily injury of one person.
$50,000 bodily injury of two or more persons
$25,000 property damage
$25,000 uninsured motorist bodily injury of one person
$50,000 uninsured motorist bodily injury of two or more persons

We recommend you fill out our contact form. Once completed, an SR-22 insurance specialist will call or email you within 24 hours.

Should you have additional questions please contact
Harry S Truman State Office Building
301 West High Street,
Jefferson City, MO 65101

Driver License: 573-526-2407

DOR of Missouri
Motor Vehicle: 573-526-3669

Ask Motor Vehicle!

Affordable SR-22 Insurance For The Entire State of Missouri, including:
Kansas City, St. Louis, Springfield, Columbia, Independence, Lee’s Summit, O’Fallon, St. Joseph, St. Charles, St. Peters, Blue Springs, Joplin, Florissant, Chesterfield, Wentzville, Jefferson City, Cape Girardeau, Oakville, Lake Ozark, Lebanon, Liberty, Carthage, Rolla, Osage Beach, and Village of Four Seasons.