A Hardship Driver’s License in the State of Alaska also referred to as a Limited License, is a limited use license issued by the Alaska Department of Motor Vehicles. This special Limited License allows you to drive a vehicle while your license is suspended or revoked for a drug or alcohol-related offense, DUI, breath test or refusal, failure to provide financial responsibility, or from carrying mandatory insurance. While your driver’s license is suspended or revoked, you may be eligible to receive a limited license. The limited license will allow you to drive to and from work, doctor visits, and any court date appointments set by the State of Alaska. While maintaining a hardship license, the State of Alaska may require you to carry a mandatory SR-22 insurance policy.
We recommend speaking with an attorney about the length of time you will need to carry an SR-22 insurance policy. The typical term is maintaining a policy for 3 years. It could possibly call for the policy to last up to 5 years or more. It is mandatory to maintain the high-risk insurance coverage during the time frame that the court mandates. If the policy lapses or cancels for any reason your license will be suspended, and you typically will have to start the process all over again. The State of Alaska may also require you to install an ignition interlock device in your vehicle and complete a DUI program. Below we have included information from the State of Alaska to assist you with this process.
SR-22 Insurance Information from the State of Alaska
An SR-22 insurance policy is a certificate of insurance that shows the department proof of insurance for the future, as required by law (AS 28.20.230). You may be required to obtain an SR-22 policy for reinstatement after your privileges to drive have been suspended or revoked. If you are required to show proof of SR-22 insurance filing before having your driver’s license reinstated, you must obtain a copy of the SR-22 insurance binder (dated within the last 30 days) or application for the binder (dated within the last 30 days).
SR-22 is a motor vehicle liability insurance that requires the insurance company to certify coverage to the Division of Motor Vehicles, and the insurance company must notify DMV any time the policy is canceled, terminated or lapses.
You do not need to own a car to buy this kind of insurance. If you do not own a car, ask your insurance company about a non-owner SR-22 policy.
For most offenses, you must carry this kind of insurance policy for three years from the ending day of any revocation.
For DWI and Refusal convictions SR-22 is required for:
Five (5) years from the ending date on a first offense
Ten (10) years from the ending date on a second offense
Twenty (20) years from the ending date on a third offense
SR22 must be carried for the life of the driver under the following circumstances:
A fourth offense for DWI or Refusal convictions
We recommend you fill out our contact form. Once completed, an SR-22 insurance specialist will call or email you within 24 hours.
Division of Motor Vehicles
3901 Old Seward Highway, Suite 101
Anchorage, AK 99503
Anchorage Area: 269-5551
Toll-Free in Alaska: (855)269-5551
Outside of Alaska: (907)269-5551
Affordable SR-22 Insurance For The Entire State of Alaska, including:
Anchorage, Juneau, Fairbanks, Badger, Knik-Fairview, College, Wasilla, Tanaina, Lakes, Kalifornsky, Sitka, and Ketchikan