A Hardship Driver’s License in the State of Kansas, also known as a Limited Restricted Drivers License, typically allows the license holder to drive to and from work. The Kansas court system will determine whether you need a certificate of financial responsibility, also called an SR-22 insurance policy. We recommend speaking with an attorney about the length of time you will need to carry an SR-22 insurance policy. The typical term is maintaining a policy for 2-3 years. It could possibly call for the policy to last 5-10 years.
It is mandatory to maintain the SR-22 coverage during the time frame that the court mandates. If the policy lapses or cancels for any reason your license will be suspended again, and typically will have to start the process all over again. The State of Kansas may also require you to install an ignition interlock device in your vehicle. Below we have included information from the State of Kansas to assist you with this process.
The State of Kansas law mandates that every automobile insurance policy sold in the state must have these minimum coverages:
$25,000/person for bodily injury
$50,000/accident for bodily injury
$25,000/accident for property damage
Personal injury protection (PIP or No-Fault)
Minimum amount required by law:
$4,500/person for medical expenses
$900/month for one year for disability/loss of income
$25/day for in-home services
$2,000 for funeral, burial or cremation expense
$4,500 for rehabilitation expense
Survivor Benefits: Disability/loss of income up to $900/month for one year
In-home services up to $25/day for one year
We recommend you fill out our contact form. Once completed, an SR-22 insurance specialist will call or email you within 24 hours.
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Affordable SR-22 Insurance For The Entire State of Kansas, including:
Wichita, Overland Park, Kansas City, Olathe, Topeka, Lawrence, Shawnee, Lenexa, Manhattan, Salina, Hutchinson, Leavenworth, Leawood, Dodge City, Garden City, Derby, Pittsburg, Prairie Village Galena, Riverton, and Baxter Springs.