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Ohio SR-22 Guidelines

A Hardship Driver’s License in the State of Ohio also referred to as a Restricted Driver’s License, is a limited use license issued by the Ohio Department of Motor Vehicles. The special restricted license allows you to drive a vehicle while your license is suspended or revoked for a drug or alcohol-related offense. While your driver’s license is suspended or revoked, you may be eligible to receive a restricted license. This will allow you to drive only to and from work, doctors’ appointments, court dates, traffic offender programs, or other state mandatory meetings. While maintaining a restricted driver’s license, the State of Ohio may require you to carry a mandatory SR-22 insurance policy.

We recommend speaking with an attorney about the length of time you will need to carry an SR-22 insurance policy. The typical term is maintaining a policy for 3 years. It could possibly call for the policy to last up to 5 years or more. It is mandatory to maintain the high-risk insurance coverage during the time frame that the court mandates. If the policy lapses or cancels for any reason your license will be suspended, and you typically will have to start the process all over again.

The State of Ohio may also require you to install an ignition interlock device in your vehicle and complete a DUI program. Below we have included information from the State of Ohio to assist you with this process. Drivers with certain types of suspensions or revocations are required to keep and maintain SR-22 insurance. The SR-22 insurance must be carried for a minimum of 3 years following the date of the suspension or revocation and may be required for up to 5 years. New suspensions or revocations which also require SR-22 insurance will restart the requirement over from the date of the new action. Cancellation of the SR-22 insurance may result in the suspension of the driving privileges. If your insurance company submits a cancellation or proposed cancellation of your SR-22 insurance, you or your insurance company must submit a new SR-22 form prepared after the cancellation notice.

We recommend you fill out our contact form. Once completed, a SR-22 insurance specialist will call or email you within 24 hours.

Ohio Reinstating Your Driver’s License

Driver’s License Reinstatement Procedures
Proof of Insurance Form
Alcohol/Drug Reinstatement Form

The State of Ohio law mandates that every automobile insurance policy sold in the state must have these minimum coverages:

  1. Mandatory Insurance: It is law in Ohio that you must have insurance to drive any motor vehicle. A vehicle owner may not allow anyone else to drive their motor vehicle without insurance.
  2. Proof of Insurance: Proof of insurance must be shown at traffic stops, accident scenes, and vehicle inspections.

Minimum required for insurance coverage:

  • $25,000 for injury/death of one person
  • $50,000 for injury/death of two or more people
  • $25,000 for property damage in an accident

For additional information please contact https://bmvonline.dps.ohio.gov/

Physical Address
1970 West Broad Street
Columbus, Ohio 43223

Mailing Address
P.O. Box 16520
Columbus, Ohio 43216-6520

Telephone Numbers
Driver License/ID Card, Suspensions/Reinstatement, Vehicle Registration, and General Information:
Mon-Fri 8 a.m. – 5 p.m.
(844) 644-6268

Affordable SR-22 Insurance For The Entire State of Ohio, including:
Columbus, Cleveland, Cincinnati, Toledo, Akron, Dayton, Parma, Canton, Youngstown, Lorain, Hamilton, Springfield, Kettering, Elyria, Newark, Dublin, Lakewood, Cuyahoga Falls, Middleton, Beavercreek, Mentor, Sandusky, and Athens.