Skip to the content

Colorado SR-22 Guidelines

A Hardship Driver’s License in the State of Colorado also referred to as a work license or restricted license, is a limited use license issued by the Colorado Department of Motor Vehicles. The restricted license allows you to drive a vehicle while your license is suspended or revoked for a drug or alcohol-related offense. While your driver’s license is suspended or revoked, you may be eligible to receive a Restricted Driver License. The restricted driver’s license will have limitations. Such as driving only to and from work, doctors’ appointments, court dates, traffic offender programs, or other state mandatory meetings. While maintaining a restricted driver’s license, the State of Colorado will require you to carry an SR-22 insurance policy.

We recommend speaking with an attorney about the length of time you will need to carry an SR-22 insurance policy. The typical term is maintaining a policy for 3 years. It could possibly call for the policy to last up to 6 years or more. It is mandatory to maintain the high-risk insurance coverage during the time frame that the court mandates. If the policy lapses or cancels for any reason your license will be suspended, and you typically will have to start the process all over again. The State of Colorado may also require you to install an ignition interlock device in your vehicle and complete a DUI program. Below we have included information from the State of Colorado to assist you with this process.

We recommend you fill out our contact form. Once completed, an SR-22 insurance specialist will call or email you within 24 hours.

Colorado Reinstating Your Driver’s License
Affidavit of Financial Responsibility (SR-22 insurance)
Financial Responsibility Requirements
Restricted License Affidavit Of Non-ownership
Restricted License Ignition Interlock Agreement Affidavit
Application For Reinstatement

SR-22 Financial Responsibility Certification
SR-22 certification is required for the following convictions:

  • Unsatisfied judgments
  • Uninsured motor vehicle suspension
  • Failure to provide proof of insurance associated with insurance monitoring
  • Falsifying insurance certification

Driver license suspension because of a conviction for:

  • Voluntary or involuntary manslaughter resulting from the operation of a motor vehicle.
  • Perjury, making a false affidavit to DMV regarding the registration of motor vehicles, or making a false statement on any driver’s license application.
  • Any crime punishable as a felony under the motor vehicle law or any felony in the commission of which a motor vehicle is used.
  • Failure of a driver of a motor vehicle, involved in an accident resulting in death or injury to another person, to stop and disclose his identity at the scene of the accident.
  • Operating or permitting the operation, for a second time, of a passenger automobile for transportation of passengers for rent or for hire, without a license.

The State of Colorado law mandates that every automobile insurance policy sold in the state must have these minimum coverages:
Automobile owners in Colorado are required to carry liability insurance. Liability insurance covers bodily injury to another person or property damage to another’s vehicle or property when the insured is at fault for an accident. The following minimum coverages are required by the state, although higher coverages may be purchased:

  • $25,000 for bodily injury or death to any one person in an accident.
  • $50,000 for bodily injury or death to all persons in any one accident.
  • $15,000 for property damage in any one accident.

For additional information please contact https://dmv.colorado.gov/

Division of Motor Vehicles – Locations
1881 Pierce St.
Lakewood, Colorado 80214
Hours of Operation: Monday – Friday 8 a.m. – 5 p.m.
Phone: (303) 205-5600

Affordable SR-22 Insurance For The Entire State of Colorado, including:
Denver, Colorado Springs, Aurora, Fort Collins, Lakewood, Thornton, Arvada, Pueblo, Westminster, Centennial, Greeley, Highlands Ranch, Boulder, Longmont, Loveland, Castle Rock, Broomfield, Grand Junction, Commerce City, Parker, Littleton, Brighton, Northglenn, Englewood, Dakota Ridge, Vail, Breckenridge, Aspen, Keystone, Winter Park, Beaver Creek, Steamboat Springs, Telluride, Purgatory, Copper Mountain, Arapahoe Basin, Silverton, Buttermilk Mountain, Chapman Hill, Crested Butte, and Wolf Creek