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Illinois SR-22 Guidelines

A Hardship Driver’s License in the State of Illinois is issued by the Illinois Department of Motor Vehicles. The hardship driver’s license allows you to drive a vehicle while your license is suspended or revoked for a drug or alcohol-related offense. While your driver’s license is suspended or revoked, you may be eligible to receive a hardship driver’s license. This will allow you to drive only to and from work, doctors’ appointments, court dates, traffic offender programs, or other state mandatory meetings. While maintaining a hardship driver’s license, the State of Illinois may require you to carry a mandatory SR-22 insurance policy.

We recommend speaking with an attorney about the length of time you will need to carry an SR-22 insurance policy. The typical term is maintaining a policy for 3 years. It could possibly call for the policy to last up to 5 years or more. It is mandatory to maintain the high-risk insurance coverage during the time frame that the court mandates. If the policy lapses or cancels for any reason your license will be suspended, and you typically will have to start the process all over again. The State of Illinois may also require you to install an ignition interlock device in your vehicle and complete a DUI program.

Drivers with certain types of suspensions or revocations are required to keep and maintain SR-22 insurance. The SR-22 insurance must be carried for a minimum of 3 years following the date of the suspension or revocation and may be required for up to 5 years. New suspensions or revocations which also require SR-22 insurance will restart the requirement over from the date of the new action. Cancellation of the SR-22 insurance may result in the suspension of the driving privileges. If your insurance company submits a cancellation or proposed cancellation of your SR-22 insurance, you or your insurance company must submit a new SR-22 form prepared after the cancellation notice. Below we have included information from the State of Illinois to assist you with this process.

We recommend you fill out our contact form. Once completed, an SR-22 insurance specialist will call or email you within 24 hours.

Illinois Reinstating Your Driver’s License

Mandatory Insurance SR-22 Requirement
SR-22 Information
Illinois DUI Fact Book 2022

The State of Illinois law mandates that every automobile insurance policy sold in the state must have these minimum coverages:

Bodily Injury

  • $25,000 in bodily injury coverage for each injured person
  • $50,000 in bodily injury coverage total per accident

Property Damage

  • $20,000 in property damage coverage per accident

Uninsured Motorist Bodily Injury

  • $25,000 in bodily injury coverage for each injured person
  • $50,000 in bodily injury coverage total per accident

For additional information please contact https://www.ilsos.gov/departments/drivers/home.html

Illinois Department of Transportation
Office of Planning and Programming
Bureau of Data Collections
2300 S. Dirksen Pkwy.
Springfield, IL 62764
217-782-4518

Office of the Secretary of State
Mandatory Insurance Division
501 S. Second St.
429 Howlett Bldg.
Springfield, IL 62756-7000
217-524-4946

Affordable SR-22 Insurance For The Entire State of Illinois, including:
Chicago, Aurora, Naperville, Joliet, Rockford, Springfield, Elgin, Peoria, Champaign, Waukegan, Cicero, Bloomington, Arlington Heights, Bolingbrook, Evanston, Schaumburg, Decatur, Palatine, Skokie, Des Plaines