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Indiana SR-22 Guidelines

A Hardship Driver’s License in the State of Indiana also referred to as a Hardship Waiver, is a limited use license issued by the Indiana Department of Motor Vehicles. The special restricted license allows you to drive a vehicle while your license is suspended or revoked for a drug or alcohol-related offense. While your driver’s license is suspended or revoked, you may be eligible to receive a hardship waiver. The hardship permit will allow you to drive to and from work, doctor visits, and any court date appointments set by the State of Indiana. While maintaining a hardship license, the State of Indiana may require you to carry a mandatory SR-22 or SR-50 insurance policy.

We recommend speaking with an attorney about the length of time you will need to carry an SR-22/SR-50 insurance policy. The typical term is maintaining a policy for 3 years. It could possibly call for the policy to last up to 5 years or more. It is mandatory to maintain the high-risk insurance coverage during the time frame that the court mandates. If the policy lapses or cancels for any reason your license will be suspended, and you typically will have to start the process all over again. The State of Indiana may also require you to install an ignition interlock device in your vehicle and complete a DUI program. Below we have included information from the State of Indiana to assist you with this process. Drivers with certain types of suspensions or revocations are required to keep and maintain SR-22/SR-50 insurance.

We recommend you fill out our contact form. Once completed, an SR-22/SR-50 insurance specialist will call or email you within 24 hours.

Indiana Reinstating Your Driver’s License

Request for Hardship Waiver

The State of Indiana law mandates that every automobile insurance policy sold in the state must have these minimum coverages. You are required to have the following coverage as part of your Indiana auto insurance policy:

  • Bodily injury liability: Minimum of $25,000 per person and $50,000 per accident
  • Property damage liability: Minimum of $25,000 per accident
  • Uninsured motorist bodily Injury: Minimum of $25,000 per person and $50,000 per accident
  • Uninsured motorist property damage: Minimum of $25,000 per accident
  • Underinsured motorist bodily injury: Minimum of $50,000 per person and $50,000 per accident

Indiana auto liability policy must include uninsured and underinsured motorist’s coverage unless you reject this in writing.

For additional information please contact https://www.in.gov/core/
Indiana Government Center North
Room 402
100 North Senate Avenue
Indianapolis, IN 46204
Customer Contact Center:
888-692-6841
Hours: Monday through Friday 8:00 a.m. – 6:00 p.m. (EST)

Affordable SR-22 Insurance For The Entire State of Indiana, including:
Indianapolis, Fort Wayne, Evansville, Carmel, South Bend, Fishers, Bloomington, Hammond, Gary, Lafayette, Muncie, Noblesville, Greenwood, Terre Haute, Kokomo, West Lafayette, Anderson, Elkhart, Mishawaka, Lawrence, Jeffersonville, Columbus, Westfield, Portage, Plainfield, Richmond, Nashville, Chesterton, Madison, and Valparaiso.